I get a local newspaper or real estate flyer through my door almost every day here in Copenhagen, so I decided it was time to be able to parse the Danish listings:
Here’s what I’ve learned:
- Udb is short for Udbetaling — “payment.”
- Knt is short for Kontantpris — “cash price.”
- Brt is short for Brutto — “gross.”
- Nt is short for Netto — “net.”
Of course I have no idea what these terms actually mean in the Danish context. Is the Udbetaling the “down payment” or the “monthly maintenance fee.” Any light my Danish friends can shed would be welcome.
The 1,925,000 DKK “cash price” is about $400,000 Canadian. The 100,000 DKK “payment” is about $20,000 Canadian.
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Comments
Well, you pretty much nailed
Well, you pretty much nailed it.
“Udbetaling” is down payment and the gross and net. amounts are the monthly payments. But these all depend on what kind of loan you get, so they are actually only approximation. E.g. if you can come up with a larger down payment, you’ll be able to get a lower monthly cost. (Also, in the ad you posted they are actually advertising an alternative loan type).
Also, there is a special kind of appartments called “andelslejlighed”, which is a flat under a multi-ownership scheme. So you buy a part in the “company” that owns the building, which gives you the right to live in one of the flats, and then you pay a monthly rent for that flat.
This is somewhere between owning and renting; It costs more up front than normal renting, but the monthly fee is lower. And you’ll normaly have better options for making changes to the flat.
Thanks, Tobias. You are a
Thanks, Tobias. You are a good concierge for the city ;-)
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