I was a very early user of TD Bank’s web banking system. It was horrible. It treated you like you were a bank teller: you had to submit “jobs” of “transactions” and so forth. It was easier to drive in to the branch. A lot has changed. I was inspired to take another looked at their web offering by our account manager, and I must say that I’m impressed; their user interface is almost as good as Metro Credit Union’s (which I really, really like). Most impressive, though, is the fact that I can register my mother’s TD Bank account as a “personal payee” and then I can transfer money into her account over the web. As you might imagine, my mother likes this feature too.

Interesting TD Bank story: when I was 11 years old, I went into my local TD Bank in Carlisle, Ontario and asked for a bank card. This was back in the mid-1970s when bank cards were very new and nobody had heard of them. The tellers had to root around in the back of the branch for an application, but they found one and, a couple of weeks later, my bank card arrived in the mail. It was only later that I found out that, at least at that time, 11 year olds weren’t allowed to have bank cards. But I got to keep mine, and so I was, for a while, the only kid in Canada with a bank card (or so I like to imagine).